Payment Guide for Foreign Visitors in China
China’s payment system is becoming increasingly visitor-friendly. With a little preparation, you can enjoy a smooth, convenient, and mostly cashless travel experience.
💳 Quick Guide
This guide covers everything you need to know about payments in China, helping you travel with ease:
1️⃣ Currency
2️⃣ Mobile payment setup
3️⃣ International card usage
4️⃣ Cash exchange tips
---
1️⃣ Currency
The local currency in China is the Chinese Yuan (RMB, ¥)
---
Payment Methods
2️⃣ Mobile Payment: Alipay & WeChat Pay
#### Alipay
Check our English & French version on how to install and use Alipay👉
English Version
Your browser does not support the video tag.
1.png
2.png
3.png
French Version
3.26电车团行前分享会.png
3.26电车团行前分享会 (1).png
3.26电车团行前分享会 (2).png
---
3️⃣ Bank Card Payment
International visitors can also pay using international debit or credit cards (UnionPay, Visa, or Mastercard) at merchants that accept these networks.
For longer stays, opening a local bank account (e.g. Bank of China or ICBC) can provide easier access to withdrawals, deposits, and currency exchange.
Important Notes
The annual spending limit for international cards via mobile payment apps is USD 50,000, with a maximum of USD 5,000 per transaction.
---
4️⃣ Cash Exchange
Before Arrival
Check customs regulations on cash limits
After Arrival
Exchange services are available at airports, hotel front desks, and bank branches
ATMs support international cards for cash withdrawal
Tips
- Carry small denominations (¥100–¥500) for transport, small shops, and street vendors
- Digital payments are widely used and highly convenient across China. Cash is also legally accepted. If a merchant does not accept cash, you may seek assistance.